HyClassic

₦40,000.00 annual fee per person

The scope of services covered by HyClassic Plan includes:

-        Out-patient and specialist consultations

-        In-patient care (for covered medical & surgical conditions only)

-        Admission and accomodation in a two bed room

-        Radiological, laboratory & diagnostic services

-        Physiotherapy and physical rehabilitation services

-        Minor surgeries & procedures

-        Intermediate surgeries & procedures

-        Antenatal care & delivery

-        Eye glasses (Biennially) or contact lenses (Annually) (Up to ₦25,000.00)

-        Dental care

-        HIV and AIDS care and treatment

Exclusions

The following are excluded from the HyClassic Plan:

• Overseas treatment and transplant surgery
• Plastic /cosmetic surgeries
• Major and complex surgeries and procedures
• Intensive care services
• Cancer care
• Investigation and treatment for problems relating to fertility e.g:
  hormone profiles, laparoscopy, hydrotubation,
  hysterosalpingogram IVF, GIFT, artificial insemination and virility enhancing drugs
• Herbal drugs, non-prescription drugs / food supplements, experimental drugs and treatment
• Dental care not listed under services
• Home care, domiciliary care and ambulance services
• Embalmment & autopsies
• Joint replacements and prosthetic limbs
• Long term psychiatric illness (exceeding 6 months)
• Comprehensive health screening/well-person check
• Treatment for newborns not registered on the plan within
  4 weeks of birth
• Treatment of obesity
• Speech disorders
• Room upgrades beyond that specified in the plan benefits
• Learning difficulties, behavioural and developmental problems
  Consultations with unrecognised consultants, hospitals, family doctors, therapists, dental practitioners or complementary medicine practitioners
• Neonatal care not listed under neonatal services
• Incubator care
• Self-inflicted injuries
• Congenital abnormalities